hernaes.com

Innovation – Finance – Technology

Month: December 2016

Uncategorized

Bitcoin is dead – long live bitcoin

It has been a while since the bitcoin community claimed that bitcoin was the one currency that would replace fiat currencies. For many people, the idea behind bitcoin was to decentralize the traditional financial system, favoring a fully decentralized one. However, it’s quickly became very unlikely that the world will ever switch from using government-issued money to using bitcoin. The last two years has been all about the blockchain. Now, bitcoin is gaining momentum as a potential new asset class.

Read More
Uncategorized

Det digitale klasseskillet i fremtidens arbeidsmarked

Alt som kan digitaliseres vil digitaliseres og smart bruk av teknologi kommer til å gjennomsyre alle funksjoner i samfunnet. Denne utviklingen er eksponentiell av natur, og det er nødvendig å tilvenne seg stadig raskere endringstakt. Det som anses som innovativt i dag er morgendagens hygienefaktor, og dagens unge er ikke automatisk morgendagens digitale vinnere. Digitalisering er ingen engangshendelse, men en kontinuerlig prosess. Det samme gjelder for kompetansebehovet i en digital verden.

Read More
Uncategorized

How technology is changing asset management

There is nowhere to hide in the changing landscape of financial services, and asset management is no exception. With the rise of robo advisors and intelligent automation, asset managers and financial advisors are potentially facing the same fate as the retail stock brokers. According to a survey conducted by the CFA Institute, the majority of respondents, which included more than 3,000 chartered financial analysts around the world, view asset management as the industry most at risk from disruption.

Read More
Uncategorized

The end of the console market as we know it

Ever since the first generations of game consoles, the concept of console wars has been prevalent by both fanboys and industry analysts. The first occurrence of console wars was Intellivision vs. Atari VCS in the early 1980s, but the concept gained public attention during the rivalry between Sega and Nintendo in the 90s with catchphrases like Genesis does what Nintendon’t. For every generation of consoles this has been repeated in cycles. Now, this pattern seems to come to an end.

Read More