The most important trait of an innovator is resilience

In the age of digital disruption, the ability to be innovative is crucial for every incumbent. Changes are happening fast, and incumbent business models are challenged from every direction. No matter the resources allocated to innovation, supporting structures and conditions for innovation, the ability to innovate boils down to the competence and talent in the organization.

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If developers are the new rock stars, APIs are their instruments

Last week we announced that Skandiabanken will be supporting digital currencies by integrating to Coinbase Connect and exposing the account balance held at Coinbase. The real innovation really has little to do with bitcoin and digital currencies, but rather a representation of the way open banking will shape new products development and customer experience.

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Digital currencies available at Skandiabanken

Ever since the advent of bitcoin, the debate has alternated between bitcoin as a currency, blockchain as a protocol and bitcoin as an asset class. No matter how you choose to look at it, blockhain and digital currencies are gainging a lot of interest, and we wanted to explore this space by allowing our customers to view their Coinbase account balance directly in their online bank.

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What made me go into banking?

If anyone had told me fifteen years ago I would end up working in the banking sector, I would probably have thought of it as a highly unlikely outcome, but here I am. The other day, a former colleague and friend asked me what made me see the light and enter the banking sector, and it got me thinking. I guess my natural curiosity and passion for innovation and change to the positive has led me this where I am today, and I still feel like we are just scratching the surface of the future ahead.

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