About
This is the personal blog of Christoffer O. Hernæs. Independent advisor on change management and business development. Former Chief Digital/Technical Officer in Sbanken, Norway’s first online-only bank and leading challenger bank. Former VP of strategy and innovation in SpareBank 1, the second largest financial institution in Norway. Experienced management consultant and Msc. from University of Oslo. I will publish my personal views on subject matters that interest me. Feel free to look me up on LinkedIn for more.
Passionate about innovation and digital disruption. Currently focusing on fintech and its implications for the financial industry. Former expert columnist in TechCrunch and Dagens Næringsliv. I will occasionally write some blog posts in Norwegian.
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Synd å miste en så dyktig mann – lykke til i Skandiabanken
Hello Christoffer,
What happens in the financial industry is that the ‘box’ is too old.
So we should not ‘think-out-of-the-box’ but ‘forget-the-box’.
With this focus, I have built a Disruptive Architecture on which I want to exchange ideas with you.
I firmly believe in a new path to dealing with the banking business.
I am available to provide more details of the Architecture as well as my thinking of how will be managing the financial business near future.