This is the personal blog of Christoffer O. Hernæs. Chief Digital Officer in Skandiabanken, Norway’s first online-only bank and leading challenger bank. Former VP of strategy and innovation in SpareBank 1, the second largest financial insititution in Norway. Experienced management consultant from Core Group and KPMG. I will publish my personal views on subject matters that interest me. Feel free to look me up on LinkedIn for more.
Passionate about innovation and digital disruption. Currently focusing on fintech and its implications for the financial industry. Expert columnist in TechCrunch and Dagens Næringsliv. I will occasionally write some blog posts in Norwegian. When I need to blow off some steam, I play the guitar in Silkeramp.
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