Norwegian fintech is following the downward trend of the sector globally, as indicated by a survey conducted by the Ontogeny Group on behalf of Finansforbundet. Simultaneously, as revenue growth levels off and access to capital for the sector dries up, the accumulated deficits are increasing. This set of challenges will undoubtedly lead to more companies in the sector throwing in the towel in the times to come.
Artificial intelligence is the talk of the town in every industry these days, and construction is no exception. Digitalization is imperative to improve operational efficiency in the Architecture, Engineering, and Construction (AEC) industry in the future, and AI is one of the most impactful technologies to make that happen. Here’s how.
Leading pioneers in metaverse development are abandoning the concept. Does this spell the end of the promised land of interoperability between digital realms and immersive experiences that connect the physical and digital world, or is merely the initial hype dying off as development continues unhinged from tabloid headlines?
Ditio aims to make construction sites more sustainable with artificial intelligence and is raising money for a new issue. As new investors, Dovetail signs on backed by Ferd Impact, together with Construct Venture.
Once again, digital transformation has become the talk of the town, following the recent advancements in generative artificial intelligence. However, the path from words to execution is long and cumbersome, and few digital transformation efforts fail to produce the expected outcomes. Why is that so, and what can we do about it?
Den siste tiden har det vært nærmest umulig å ikke få med seg mengdene av AI (kunstig intelligens)-genererte bilde, skapt av tjenester som DALL-E og NightCafe. Og aktiviteten nærmest eksploderte denne måneden med tjenestene CHatGPT og Lensa.
Men hvilke implikasjoner vil denne teknologien ha ut over en jevn strøm av AI-generert innhold og profilbilder i sosiale medier?
Generative AI has been one of the hot topics this fall, and last week we got to try out a new addition to the growing landscape of generative AI solutions with ChatGPT from OpenAI. Like many others, I’ve been playing around with the solution the last couple of days in order to cut through the hype and see for myself whether this is a big deal or not.
The construction industry is known for being a laggard when it comes to digitalization, the industry is now picking up the pace. Just like the innovation agenda in the financial services industry was lit ablaze by the rise of fintech, the startup scene is once again shaping the innovation agenda in an incumbent industry.
As technology advance, so does cyber security threats and the sophistication of attacks. The usual suspects like traditional malware phishing and ransomware are ever-present and growing in extent, but there are also some new attack vectors on the rise.
Forrige måned var nasjonal sikkerhetsmåned, og digital sikkerhet er viktigere enn noen gang. I følge NorSIS har antallet digitale angrep mot norske virksomheter, både store og små tredoblet seg siden 2019, og globalt har digitale angrep økt med hele 42 prosent i 2022 alene.
Angrep på datasystemer er allerede i dag et våpenkappløp mellom kriminelle og de som jobber med IT-sikkerhet, og metodene blir stadig mer sofistikerte og kreative. Med en stadig eskalerende krig i Europa som både utspiller seg på bakken og i den digitale verden.
If it looks like a duck, acts like a duck, and quacks like a duck, then it probably is a duck. Fintech was for a long time believed to disrupt financial services without being subject to the same requirements as banks. As the market matures and access to capital becomes scarcer, all signs point towards the market coming to terms with the fact that many fintechs are in fact closer to financial services companies than software.
Det sies at en gjennomsnittlig voksen person tar 35 000 valg i løpet av en dag. Bare i løpet av denne korte artikkelen vil den gjennomsnittlige leser flere ganger gjennom teksten velge hvorvidt det er interessant nok til å lese videre, eller om notificationen som nettopp tikket inn på smarttelefonen virket mer interessant, eller hvorvidt det allerede nå er nok tekst og på tide og bla gjennom TikTok for litt enkel underholdning.
Blokkjedeteknologien representerer en teknologisk revolusjon når det kommer til å bevise digitalt eierskap, men uten å ta teknologiens og det omkringliggende økosystemets fundamentale svakheter på alvor vil vi neppe få nok tillit til teknologien til å se bred adopsjon.
Artificial intelligence is without a doubt the most transformative digital technology around. While the topic has been off the radar for popular science for some time, the alleged self-awareness of Google’s LaMDA created headlines a few weeks ago. However, that’s far from the only breakthrough in the path toward true artificial intelligence.
At kryptomarkedet har kollapset dette halvåret er i skrivende stund et ubestridelig faktum. For kryptovaluta henger det bratte fallet tett sammen med mekanismene som har drevet frem den sterke veksten – tro, håp og grådighet.
There has been no shortage of challenger banks competing for the customer’s attention in the past decade. However, it is far between the ones that manage to turn a profit. As capital becomes more scarce, and valuations are declining, challenger banks with no clear business models other than nifty features and a niche target audience, are facing a bumpy road ahead.
According to unconfirmed sources, Apple has allegedly acquired credit-scoring startup Credit Kudos. The deal marks yet another addition to Apple’s venture into the expanded payments space. What are the potential implications for incumbent banks and the payment industry as a whole?
Challenging the status quo is one of the hardest part of leading change. In a time when as good as all industries are facing radical changes over the next decade, innovation is necessary for survival. However, all too often, organizations and leaders are stuck in a “wait and see” mode. Rather than taking a leap of faith into the unknown, incumbents all too often find themselves on the steady decline into obsolescence by doing nothing.
Does Meta’s nightmarish stock performance in the past 24 hours mark the beginning of the end for facebook’s unrivaled dominance over social media, or it is merely a bump in the road towards a new future for the company?
Facebook’s digital currency Diem, formerly known as Libra, has faced a lot of controversy since it was announced a couple of years ago. Now it seems like it will never materialize beyond the headlines. Facebook/meta may have unprecedented distribution power, but that was not sufficient to realize this larger than life crypto project.