The landscape for payment infrastructure is ever-changing, and one future scenario is a multi-rail landscape, where traditional card schemes co-exist alongside account-to-account payments, closed loop ecosystems, central bank digital currencies as well as stablecoins as a an alternative payment infrastructure. One of the questions in this scenario is whether stablecoins can truly serve as alternative payment rails at scale, and if so, what is their viability?
Account-to-account (A2A) payments powered by instant payment infrastructures and open banking APIs are set to gain strength globally. As these systems rise, many are asking: what becomes of traditional card schemes if/when A2A becomes the default method of digital payments?
For over four decades, the x86 processor architecture has shaped the digital world. Back in the day, nothing said quality like the intel inside sticker on your desktop gaming rig.
But the computing landscape is changing. The rise of ARM-based processors, the explosion of GPU-centric workloads, and shifting market dynamics are challenging x86’s position as the de facto computing standard. Does this mean that the x86 architecture is becoming obsolete, paving the way for GPUs and ARM-based processors as the dominant technological paradigms?
Not long ago, fintechs were celebrated as the outsiders poised to dismantle the banking establishment with cutting-edge technology. By 2025, the story is very different: the dominant narrative is one of collaboration rather than disruption. Fintechs are no longer content to fight from the periphery. Instead, they are embedding themselves deep within the financial ecosystem, often as the very engines powering banks’ digital transformation.
While deal volumes are yet to recover fully, we’re seeing a resurgence in deal value and a recalibration of strategies across both venture capital and private equity. Simultaneously, exit strategies are evolving, and fundraising faces new challenges. From mega-deals in AI to a new breed of smaller, but more specialized funds, the signals are clear: the next chapter is already being written.
The way we build software is undergoing a radical transformation, and at the heart of this evolution is artificial intelligence. From smart code autocompletion to AI-generated applications, the software development landscape is shifting rapidly. But what does this mean for developers, businesses, and the future of the craft itself?
On the internet nobody knows you’re a dog was stated in the legendary New York times cartoon that captured the spirit of privacy and anonymity in the early days of the internet. Even though anonymity is still a hot topic and sought after in the online world, times have changed. With the ever-increasing growth of fraud, misinformation, social media as a primary channel for media consumption and transactional services being performed online services, a verified digital identity is a crucial ingredient in making any digital service succeed.
Europa risikerer å havne på sidelinjen i det teknologiske kappløpet. Mens USA og Kina bygger teknologiske imperier, sliter Europa med å holde tritt. Frem til nå har Europa levd godt i skyggen av USAs digitale suverenitet, men i løpet av kun få måneder har det som en gang var en alliansepartner vist gjennom en serie handlinger og uttalelser at verden som vi kjenner den vil aldri bli den samme igjen.
I have previously covered the development of the BNPL market with its many ups and downs, reflecting both rapid growth and emerging challenges. With Klarna’s IPO coming up, it is time for a recap on the state of the union for BNPL. What is the market outlook, who are the key players, and how will regulatory changes impact the industry?
The announcement of expected tariffs on the EU from the Trump administration was the last in a series of actions antagonizing the EU from what used to be our closest ally and trade partner. How will EU-China relations develop if the Trump administration continues its aggressive stance towards Europe?
In the coming week, the European Commission has announced that it aims to publish its omnibus package, introducing measures to streamline reporting requirements across multiple EU sustainability laws to reduce the regulatory burden on businesses and to make EU business more competitive. What will this mean for the green transition, and will this mark a crossroads for the EU where simplification and deregulation become the norm?
Crypto is once again the talk of the town. The rollercoaster ride that is crypto pricing has once again risen from the valley of despair to new records. BTC is closing in on the 100 000 USD mark, and meme coins are once again flourishing. At the same time, we are still short of any mainstream practical use cases for crypto and its underlying technology.
Managing a corporate venture portfolio is a complex yet rewarding endeavor. How does one make sure to combine the strategic priorities of the parent corporation, while still tending to a healthy portfolio development?
No tree, it is said, can grow to heaven unless its roots reach down to hell. After a long streak of growth, construction tech (Contech) funding has slowed down in the previous year in terms of invested capital. However, even though the amount of inbound cash has slowed down, the number of deals is still on the rise.
Forrige uke var jeg invitert til å gi innspill til ny nasjonal digitaliseringsstrategi, der det var et ønske at jeg tok for meg temaet arenaer for samspill, innovasjon og datadeling, og behovet for regulering. Invitasjonen til et slikt møtet er nettopp en slik arena, og for at en nasjonal digitaliseringsstrategi skal tilføre verdi, må næringslivet involveres, både i utforming og i kontinuerlig kursjustering.
This post was originally published at digi.no (in Norwegian) Nasjonal sikkerhetsmåned er nok en gang over … Digital sikkerhet i usikre tiderRead more
Following several advancements into every banking services Apple has announced that it will allow users in the UK to view their account balance in the Apple Wallet app.
Setting a fair value on an early-stage tech company is in many cases a cumbersome exercise. Neither a too low nor too high valuation is in the best interest of any stakeholder, neither existing owners nor potential investors. Setting the right price is all about knowing what to look for from a company lifecycle perspective.
I år er det kunstig intelligens som driver det digitale hype-toget, i fjor var det metaverse, og neste år er det kanskje noe annet. At digitale trender kommer og går er en del av teknologiens natur og endrer ikke det faktum at programvare fortsetter å spise verden med uforminsket styrke og vi er avhengig av teknologikompetanse for å henge med.
Norwegian fintech is following the downward trend of the sector globally, as indicated by a survey conducted by the Ontogeny Group on behalf of Finansforbundet. Simultaneously, as revenue growth levels off and access to capital for the sector dries up, the accumulated deficits are increasing. This set of challenges will undoubtedly lead to more companies in the sector throwing in the towel in the times to come.