Is Revolut the Wework of fintech?

Challenger bank and for many fintech favorite Revolut announced last week that the company is set to raise additional $1,5 billion for its expansion into the US market. In terms of valuation, Revolut is aiming somewhere in the range of $5-10 billion. The big question is whether the company fundamentals and future expectations justiy this valuation, or is Revolut the Wework of fintech?

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The opportunity of a century in banking is here

The financial industry has been standing at the precipice of this major shift. Some banks have taken the leap – innovative thinkers and leaders embracing the data revolution and using it to deliver amazing services. For those who’ve waited, now is your time – to take a leap, redefine how consumers manage their money and seize a once-in-a-lifetime opportunity to change banking for the better.

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Who gets to own your digital identity?

With the rise of online banking, social media, e-commerce, and peer-to-peer services, a verified digital identity is a crucial ingredient in making any digital platforms succeed. There is too much at stake when it comes to our digital identities to remain unvigilant of what is going on, as shown numerous times through both data breaches where our personal data is compromised and manipulation of public opinion through social media. Ownership of our digital identities should belong to we the people rather than one corporation or consortium of corporations that seek to exploit our data for profit.

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Når utdaterte it-systemer blir en hodepine

Teknisk gjeld – gamle IT-systemer som må oppdateres og forbedres for å ikke falle sammen – har lenge vært et sentralt tema for enhver IT-avdeling og ethvert utviklermiljø. Du er ikke digital bare fordi du har lansert en app, og dersom du beveger deg for raskt i kundegrensesnittet uten å samtidig adressere underliggende teknologi vil du til slutt møte veggen. Hva er egentlig problemet, hvorfor ender så mange opp der, og hva skal til for å løse det?

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Green bonds are picking up the pace

Climate change is real, the earth is getting warmer, and it is our fault. The rate of human-induced rate species extinction is accelerating to more than 1,000 to 10,000 times the normal rate. Water scarcity is getting worse, where at the current consumption rate, two thirds of the world population may face water shortages by 2025. Our oceans are not in a healthy state either, 63 percent of global fish stocks are considered overfished, and where there are no more fish, we are filling our oceans with plastic waste. In order to combat these and many other challenges affecting the environment, we must all do our part, and that includes the financial services industry.

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Join me at Money 20/20 Europe in June

Join me at this year’s Money 20/20 Europe in June where I will be hosting an all-star panel on how all disruptors eventually become incumbents. From the perspective of Sbanken, the original challenger bank, existing digital-only since 2000, I will lead the discussion together with well-renowned fintech unicorns as they are coming of age. Stay tuned for more and get your tickets at Money 20/20.

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Tenk som en kjeltring

Samtidig som både norske forbrukere og virksomheter er blant de mest digitale i verden trekkes det stadig frem at Nordmenn både er naive og utsatt når det kommer til digital sikkerhet. Når det kommer til digitale løsninger er det til syvende sist mennesker som ikke bare bruker, men også designer og utvikler løsningene. Ved å tro det beste om folk, risikerer vi å overse hvordan det vi lager kan benyttes til ondsinnede formål.

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Building a personal brand

Even though my primary driver for writing this blog is to gain a better understanding of various topics related to my everyday job as well as some out of pure curiousity. In my mind, if I am able to make enough sense of a topic to create an understandable text, I have gained a higher level of understanding than if I just were to read a book or an article. It is no secret that building a personal brand at the same time has been intentional and carefully planned. For those who wish to do the same, here is my advice.

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