You cannot step into the same river twice
Why do once great companies continue to fail to keep up with the times? One explanation is that they attempt to solve the problems of tomorrow with the tools of yesterday.
Read MoreInnovation – Finance – Technology
Why do once great companies continue to fail to keep up with the times? One explanation is that they attempt to solve the problems of tomorrow with the tools of yesterday.
Read MoreSbanken selects Nets Access to Account Services (NAAS) for a single platform enabling access to banks across the Nordics and
Read MoreAs head of business development and IT, making sure we have sufficient developer capacity to reach our goals is a significant part of my job. I thought I’d share the story of how we successfully have scaled our development capacity significantly while maintaining productivity and cost-efficiency.
Read MoreOne of the issues for incumbents when facing a new digital reality is the burden of legacy technology. Why exactly is this a problem, how do we end up with legacy IT, and how should we approach it?
Read MoreEven though my primary driver for writing this blog is to gain a better understanding of various topics related to my everyday job as well as some out of pure curiousity. In my mind, if I am able to make enough sense of a topic to create an understandable text, I have gained a higher level of understanding than if I just were to read a book or an article. It is no secret that building a personal brand at the same time has been intentional and carefully planned. For those who wish to do the same, here is my advice.
Read MoreThe Norwegian fintech scene is rapidly expanding. For those wish to stay updated, here is a great visualization provided by The factory.
Read MoreDigitalisering er ingen engangsøvelse, og der vi tidligere har vært dyktige til å digitalisere eksiterende prosesser for å løse kjente oppgaver raskere og mer kostnadseffektivt handler det å være digitalt om å re-tenke sine prosesser og forretningsmodeller ved smart bruk av ny teknologi. Norske banker har lang historikk for å bruke teknologi til å løse kjente problemer, men hvordan skal vi rette blikket fremover og løse morgendagens problemer for våre kunder?
Read MoreOne of the hardest activities in both startups and established companies is radical innovation. While incremental innovation is all about improving the existing, radical innovation is often related to coming up with the next big thing. How shoud both incumbents and startups approach this the mystery of radical innovation?
Read MoreIn a world of digital ecosystems, data is the raw material that fuels the digital economy. In order to be a part of this value creation, there is a need to have a clear data strategy. How does one go from the traditional approach to collection, storage and reporting to strategic use of data?
Read MoreBitcoin as a computer system just turned 10 years. Satoshi Nakamoto fired off the system by hand-coding the first block in the system, block #0, and the rest is history. However, the history is still short, and we still do not know what impact cryptocurrencies and blockchain technology will have on our society as a whole, or the financial sector in particular.
Read MoreA metaphor describing the challenges incumbent banks were facing at the dawn of fintech was whether the banks were destined to maintain the rails or operate the train in competition with nimble startups and tech giants. Even though every bank out there were and still is unified in their quest to resist disintermediation and maintain ownership of the customer relationships, actions speak louder than words.
Read MoreThis blog post was originally published at Dagens Næringsliv (in Norwegian) Det sies at en gjennomsnittlig voksen person tar 35 000
Read MoreBy now, open banking has become the talk of the town in the banking industry. However, going from strategy to execution is the tricky part. Moving too fast without sufficient understanding your surroundings may result in unforeseen consequences, and on the other hand playing it (too) safe may result in a never-ending strategic analysis of what you could have, would have and should have been done. In order to get started, one must be able to refine and restrict the scope, focus and deliver.
Read MoreStarting this week, customers of Sbanken will be able to view outstanding student debt in their mobile- and online bank.
Read MoreFlying solo is a bad idea when facing change. Whether the task is accelerating growth, digital transformation or a turnaround case, a team effort is required to create sustainable change. Knowing who you need by your side and how to make your team act like one singular unit is crucial for success.
Read MoreFintech has gained momentum in the banking industry and changes in the competitive landscape are already becoming observable. As the majority of players are increasing emphasis on the user experience, the competition is likely to increase. Who are the potential players, and how will this affect customer mobility and profitability in the market.
Read MoreThis is a guest contribution by Anna Kurcirkova. Though we share this big, blue planet with thousands of species, human beings
Read MoreI takt med digitaliseringen øker behovet for kompetanse og fokus på digital sikkerhet eller cybersikkerhet. For bedrifter som ønsker å
Read MoreDet siste året har jeg hatt gleden av å delta i regjeringens styringsgruppe og ekspertutvalg for næringslivets evne til å utvikle og ta i bruk ny teknologi. Resultatet er 64 konkrete råd for å styrke Norges konkurransekraft gjennom digitalisering. Vi ikke bli best på alt, og vi anbefaler derfor strategisk satsing på de fire teknologiområdene kunstig intelligens, stordata, tingenes internett og autonome systemer.
Read MoreSelv om det gir mening å kvitte seg med kontanter for å forebygge økonomisk kriminalitet, korrupsjon og hvitvasking, må vi være oppmerksomme på de uforutsette konsekvensene.
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